Tinkoff Bank began to request information about cryptocurrencies from customers from customers – Bits Media

According to the founder of the InDeFi project Sergey Mendeleev, clients of Tinkoff Bank began to receive requests demanding to provide documents on transactions with cryptocurrencies.

On his page on the social network Facebook, Mendeleev stated, what in the last 24 hours “Dozens” of his acquaintances received similar requests, who invested in cryptocurrencies from Tinkoff Bank cards. In comments to the message, an official representative of the bank confirmed, that such requests are quite possible due to legal and regulatory requirements. In the list of documents, requested by the bank, There is:

• Documents, confirming income (certificates 2-NDFL, 3-NDFL, declarations and so on);

• explanations about the economic meaning of the transactions performed;

• detailed information about cryptocurrency transactions - dates and amounts of transactions, related to the purchase and sale of digital assets, as well as documents, proof of tax payment;

• certified screenshots from personal accounts on cryptocurrency platforms, allowing identification of the owner, and screenshots of account statements from trading platforms;

• certificates of verification of personal accounts on cryptocurrency exchanges;

• certified checks or statements for the last three cryptocurrency transactions.

As a representative of Tinkoff Bank emphasized:, the organization is guided by the “Methodological recommendations on increasing the attention of credit institutions to individual customer transactions”. The document contains a whole list of customer actions, which should attract the attention of the compliance department of any financial institution, operating on the territory of Russia.

In the comments to the post, users express outrage at the bank’s actions. One of the users asked, Is the bank’s request related to the withdrawal of funds through cryptocurrency exchangers?. Often, when using such services, several transactions from different individuals are made on the recipient’s card at once, and such operations may well attract the attention of the bank. Unfortunately, Mendeleev did not answer this question.

Recall, what else in 2018 plans to regulate the cryptocurrency market in Russia were reported in accordance with the recommendations of the Financial Action Task Force on Money Laundering (FATF). In early December, Russian Prosecutor General Igor Krasnov called for accelerating the development of cryptocurrency regulation.