Beeline and Megafon offered to use the digital ruble on smartphones – Bits Media

Russian telecom operators "Beeline" and "Megafon" propose to develop a mobile application and additional services for the digital ruble.

The leaders of "Beeline" and "Megafon" proposed to link wallets for the digital ruble to the subscriber number, so that ensure convenient use of state digital currency. Users will be able to store digital rubles on their smartphones, Make peer payments without intermediaries and translate digital rubles by a mobile phone number.

Besides, Cell operators will consider the possibility of creating additional services for a digital ruble, Since the connections of customers with the Central Bank of Russia are not enough. Due to the mass of mobile services services, operators will be able to ensure the rapid distribution of the digital ruble.

Director for the Development of Information Technologies of the Ural Bank for Reconstruction and Development (Ubr) Sergey Shcherbinin noted the convenience of storing digital rubles in mobile phones or smart watches. However, he said, that calculations with digital rubles would be much safer and more effective, If you attract financial organizations. The larger the number of devices, supporting digital wallets, the more important the centralized management of these wallets and accounts, since this will increase the safety of their interaction.

The management of Zenit bank considers, that to reduce risks you need to tie user phone numbers, using a digital ruble, to their profile in a single biometric system (Ebs) and in a single identification and authentication system (Yes).

In the fall, the Central Bank of Russia began a public discussion of a digital ruble. Most Russian banks see in it a threat of cybersecurity and risks of fraudulent operations. At the same time, some banks expressed their readiness to take part in testing the digital ruble, which can begin already in the first half of this year.