CB RF: The digital ruble will not be used as a means of accumulation – Bits Media

Olga Skorobogatova explained the first deputy chairman of the Central Bank of Russia, that the digital ruble will be used only as a payment tool, not accumulation.

“Why do we think, that no digital ruble should be considered as a means for accumulation, For deposits? Because in this case we will be forced to pursue a credit policy, Because loans and deposits are interconnected ", -said Skorobogatova at the opening of the Finopolis case 2023.

The Central Bank claims, that the bank is only responsible for infrastructure decisions, That is, the creation of platforms for digital currency.

“Therefore, no, We do not plan to use a digital ruble as a means of accumulation. We do not see the need for the reason, that the existing system has already proved its viability ", She said.

Skorobogatova claims, that Russian banks do well with their functions, Therefore, people in Russia can store funds in them.

“Our commercial banks, In general, the financial system is very stable. And that, that we have passed so many crises, Just showed, that when we were engaged in the recovery of the banking system several years ago, This gave results. No bank has fallen, Not closed, Despite all the sanctions ", She added.

Recently, the chairman of the State Duma Committee on Financial Markets Anatoly Aksakov said, that his committee is actively working on the law on digital ruble. In May, Aksakov spoke, that the law on digital ruble will be adopted in June. At the same time, it was originally planned to accept the document back in April.