ECB examines public opinion on digital euro issue

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ЕЦБ изучает общественное мнение по поводу выпуска цифрового евро

European Central Bank (ECB) I launched a survey, in which it invites European citizens to express his position on the release of digital euros.

President of the European Central Bank Christine Lagard (Christine Lagarde) Published on the social network Twitter Record with reference to the ECB survey, The purpose of which is to find out the public opinion on the release of digital euros. Lagard wrote:

“We began to study the possibility of issuing digital euros. Since Europeans are increasingly turning to digital technologies for expenses, accumulation and investments, We must be ready to release digital euros, If necessary. I also really want to know your opinion on this matter ".

Lagarda said, that Europeans can express their preferences and say, would they like to use digital euro in the same way, how coins or banknotes are used, Knowing, that this is the money of the central bank, which you can rely on. "We are still at the stage of consideration and study of the issue", She added.

The respondents survey ask to express their preferences in relation to digital euros and answer different questions, eg: “What are the services, functions or use options, In your opinion, necessary and should be taken into account when developing digital euros?».

The study of the ECB describes two approaches to the operation of digital euros: One requires, so that intermediaries process the payment, And the other is not. Moreover, in the first case, the ECB describes digital euro, which does not require the participation of the Central Bank or intermediary in the processing of each individual payment.

Such a mechanism will be closer to cash payments. Digital euros can be used without connecting to the Internet, And the confidentiality and personal data of the user will be better protected. With the second approach of the transaction, intermediaries are recorded.

Recently member of the Executive Council of ECB Fabio Panetta (Fabio Panetta) announced the need to use digital euros in the event of force majeure circumstances. Earlier this month, the ECB applied for the registration of the trading sign "Digital Euro", and also published a report, in which he indicated four conditions for the release of digital euros.