Russian banks see digital ruble as a security threat – Bits Media

According to the Association of Banks of Russia (Cloud), When introducing a digital ruble, the same risks of cybersecurity will be present, as in cashless calculations.

Recall, that in the fall the Central Bank of Russia began a public discussion about the issue of a digital ruble. As stated in the report of the Bank of Russia, The digital ruble will be able to use as state bodies and enterprises, so ordinary citizens. Abr conducted a survey among leaders 17 Russian banks, To find out their opinion about the prospects of this digital asset.

Most of the surveyed banks consider, that the wallet with a digital ruble and client data can get unauthorized access, Apart from the errors in identification. It means, that there is a great risk of theft of digital rubles. The banks said, that digital rubles can be subjected to the same threats, that when using bank cards and accounts.

In addition to risks, cashless payments, There are many other threats. Among them, bank leaders indicated non -compliance with the principles of security by firms, The deficiencies in the system and low qualifications of specialists in the field of cybersecurity. Some credit organizations consider, that any incident in a centralized system carries more severe consequences, than in decentralized.

The main risk of a digital ruble is fraudulent operations, which can be performed using social engineering methods. Besides, Banks are afraid of the emergence of new spy programs, which will be used by attackers not only to steal digital rubles from users, but for hacker attacks on banks.

Earlier, the Ministry of Finance of the Russian Federation said, that to ensure the safety of the digital ruble must comply with the rules for the development of financial measures to combat money laundering (FATF).