"Kommersant": Participants in the Russian market still have many questions for digital ruble – Bits Media

According to the publication "Kommersant", Association of Russian banks (ARB) turned to the Central Bank of the Russian Federation, stated, that market participants still have many questions for digital ruble and its regulation.

“There is an extremely wary attitude to the implementation in society digital ruble from citizens/consumers of financial services ", - said Arb in her letter.

The Association urges to introduce a ban on the coercion of citizens to open a digital account. Also, operators should not make changes to the digital ruble agreement unilaterally.

Bankers ask to clarify the duties of banks in relation to digital ruble and work out more of their functions in the infrastructure. From the accepted documents "it is not possible to establish the procedure for concluding an agreement of the digital ruble account by users", They said in the association.

One of the main issues is to determine the legal nature of the digital ruble, explains the lawyer of MKA "Lawyers and Business" Mikhail Romanov.

“The procedure for applying a huge number of regulatory acts depends on the solution of this issue, written for non -cash funds ", He said.

Recently, the Central Bank of the Russian Federation introduced the logo and approved tariffs for operations in digital rubles. For individuals, transfers in state digital currency will be free, And the business will have to pay for each transaction. Earlier, the first deputy chairman of the Bank of Russia Olga Skorobogatova said, that the authorities will not arrange total surveillance of citizens of the country with the help of a digital ruble.